Your mortgage,
made simple.
Independent, whole of market mortgage advice in Benfleet, Essex. First home, self-employed or turned down before? We'll explain your options in plain English and keep you updated.
Bad credit specialists
Have you been turned down before? This is what we do.
Many of the people who come to us have been told no somewhere else. Defaults, CCJs, missed payments, a debt management plan or an IVA don’t automatically rule you out, but they do mean the right lender, and how your case is put to them, matters more.
We know which specialist lenders look beyond the headline on a credit file, what they’ll want to know and how to present your application. We’ll be honest about what’s realistic now, and if it isn’t the right time yet, we’ll tell you what could help.
Why RJ Mortgages
Personal advice from people who'll fight your corner
Established in 2021, RJ Mortgages was created to offer a more personal approach to mortgage and protection advice. We believe in getting to know our clients, understanding their circumstances and providing advice that fits around real life.
From your first conversation through to completion, you’ll have a consistent point of contact who understands your needs and is there to guide you every step of the way. We keep you informed, explain everything in plain English and offer flexible appointments to fit around your work, family and lifestyle.
At RJ Mortgages, you’re more than just another application.
